If you’re under 18 and need to apply for a Tax File Number (TFN) in Australia, the process is straightforward. A TFN is essential for working, receiving government payments, or starting a bank account where interest is earned. Below is a step-by-step guide to help you apply for a TFN under 18.
How to Apply for a Tax File Number in Australia Under 18
Table of Contents
Eligibility to Apply for a TFN Under 18
To apply for a TFN, you must meet the following criteria:
- Be an Australian citizen, permanent resident, or hold a valid visa.
- Be under 18 years of age.
- Require a TFN for legitimate purposes like work, investments, or tax returns.
Ways to Apply for a TFN
1. Online Application Through myGov
If you have a myGov account linked to the Australian Taxation Office (ATO), you can apply online.
Steps:
- Log in to your myGov account.
- Link your myGov account to the ATO.
- Complete the TFN application form online.
What You Need:
- Personal details (name, address, date of birth).
- Proof of identity documents (e.g., birth certificate, passport).
2. Via Post Through the ATO
If you cannot apply online, you can complete a paper form.
Steps:
- Download the TFN application form from the ATO website or request it via mail.
- Fill in the form with accurate information.
- Attach certified copies of your identity documents.
- Mail the completed form to the address specified in the instructions.
3. Through a Participating Post Office
You can apply in person at an Australia Post office if you’re eligible.
Steps:
- Check the list of participating post offices on the ATO website.
- Visit the post office and fill out the TFN application form.
- Bring original proof of identity documents for verification.
- Submit your application at the post office.
Documents Needed to Apply for a TFN Under 18
You will need to provide proof of identity. Commonly accepted documents include:
| Document Type | Examples |
|---|---|
| Primary Document | Birth certificate, passport, or citizenship certificate. |
| Secondary Document | Medicare card, student ID, or bank statement showing your address. |
| Guardian/Parent Verification | A parent or guardian may need to provide additional verification if required. |
How Long Does It Take to Receive Your TFN?
| Application Method | Estimated Processing Time |
|---|---|
| Online | Approximately 10-28 days. |
| Post Office or Mail | Approximately 28 days. |
You will receive your TFN either by mail or electronically, depending on the application method.
Why Under 18s Might Need a TFN
| Purpose | Explanation |
|---|---|
| Starting a Job | Employers require a TFN to calculate tax and report earnings. |
| Opening a Bank Account | To avoid higher tax rates on earned interest. |
| Government Payments | Centrelink payments or other financial benefits. |
| Tax Returns | Necessary for claiming deductions or refunds. |
Key Points for Under 18 Applicants
- If your total income is below the tax-free threshold ($18,200 annually), you may not owe tax, but a TFN is still recommended to avoid being taxed at the highest rate.
- You can apply for a TFN even if you are under 18 and not yet working, especially if you earn income from investments or interest.
- The application is free of charge.
How to Apply for a Tax File Number in Australia Under 18 FAQs
- Do I need parental permission to apply for a TFN under 18?
No, but you may need parental verification for some applications. - Can I apply for a TFN at school?
Some schools participate in TFN programs where students can apply through their school. Check with your school administration. - What happens if I don’t have a TFN?
Without a TFN, you may be taxed at the highest rate (48%) on any income earned. - How long is a TFN valid?
Your TFN is valid for life and does not need to be renewed. - Can I apply for a TFN before starting work?
Yes, it’s advisable to apply for a TFN before starting work to avoid unnecessary taxation.
Having a TFN is an important step in managing your financial and tax responsibilities in Australia. Applying under 18 is simple and ensures you’re prepared for any income-earning opportunities.